Roth Conversion Ladder

Track your multi-year Roth conversion plan against actuals. Each year shows whether you hit your target — and what your IRA balance and IRMAA exposure are projected to look like when RMDs begin. Locked actuals persist across assumption changes.

CliffEdge is provided for informational and educational purposes only. It is not tax, legal, investment, or financial advice. Figures are estimates based on published federal tax data and may contain errors or be out of date. Consult a qualified tax professional before acting on anything you see here.